:root {
    --navy: #0b1f3a;
    --navy-light: #16305a;
    --navy-lighter: #1f3d70;
    --gold: #c9a227;
    --gold-light: #e4c766;
    --white: #ffffff;
    --gray-50: #f7f8fa;
    --gray-100: #eef0f4;
    --gray-200: #e1e5ec;
    --gray-600: #5b6472;
    --text: #1c2330;
    --danger: #c0392b;
    --success: #1f8a4c;
    --radius: 12px;
    --shadow: 0 10px 30px rgba(11, 31, 58, 0.08);
    --max-width: 1100px;
}

* {
    box-sizing: border-box;
}

html, body {
    margin: 0;
    padding: 0;
}

body {
    font-family: "Segoe UI", "Noto Sans", -apple-system, BlinkMacSystemFont, sans-serif;
    color: var(--text);
    background: var(--white);
    line-height: 1.55;
    -webkit-font-smoothing: antialiased;
}

img { max-width: 100%; display: block; }

a { color: inherit; }

.container {
    max-width: var(--max-width);
    margin: 0 auto;
    padding: 0 20px;
}

/* ---------- Header / Nav ---------- */

.site-header {
    background: var(--navy);
    color: var(--white);
    position: sticky;
    top: 0;
    z-index: 50;
    box-shadow: 0 2px 12px rgba(0,0,0,0.15);
}

.site-header .container {
    display: flex;
    align-items: center;
    justify-content: space-between;
    height: 64px;
}

.brand {
    font-weight: 700;
    font-size: 1.15rem;
    text-decoration: none;
    color: var(--white);
    display: flex;
    align-items: center;
    gap: 8px;
    letter-spacing: 0.2px;
}

.brand .brand-mark {
    color: var(--gold);
}

.nav-cta {
    background: var(--gold);
    color: var(--navy);
    font-weight: 700;
    padding: 10px 18px;
    border-radius: 999px;
    text-decoration: none;
    font-size: 0.92rem;
    transition: transform 0.15s ease, box-shadow 0.15s ease;
    white-space: nowrap;
}

.nav-cta:hover { transform: translateY(-1px); box-shadow: 0 6px 18px rgba(201,162,39,0.35); }

/* ---------- Buttons ---------- */

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 8px;
    padding: 14px 28px;
    border-radius: 999px;
    font-weight: 700;
    font-size: 1rem;
    text-decoration: none;
    border: none;
    cursor: pointer;
    transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
}

.btn-gold {
    background: linear-gradient(135deg, var(--gold-light), var(--gold));
    color: var(--navy);
    box-shadow: 0 8px 24px rgba(201,162,39,0.35);
}

.btn-gold:hover { transform: translateY(-2px); }

.btn-navy {
    background: var(--navy);
    color: var(--white);
}

.btn-navy:hover { background: var(--navy-light); }

.btn-outline {
    background: transparent;
    color: var(--navy);
    border: 2px solid var(--navy);
}

.btn-block { width: 100%; }
.btn-lg { padding: 16px 32px; font-size: 1.05rem; }

/* ---------- Hero ---------- */

.hero {
    background: radial-gradient(1200px 500px at 80% -10%, rgba(201,162,39,0.18), transparent),
                linear-gradient(180deg, var(--navy) 0%, var(--navy-light) 100%);
    color: var(--white);
    padding: 64px 0 56px;
}

.hero .container {
    display: grid;
    gap: 32px;
}

.eyebrow {
    display: inline-block;
    color: var(--gold-light);
    font-weight: 700;
    letter-spacing: 1.5px;
    text-transform: uppercase;
    font-size: 0.78rem;
    margin-bottom: 14px;
}

.hero h1 {
    font-size: clamp(2rem, 5vw, 3.2rem);
    margin: 0 0 16px;
    line-height: 1.15;
}

.hero p.lead {
    font-size: 1.1rem;
    color: rgba(255,255,255,0.85);
    max-width: 620px;
    margin: 0 0 28px;
}

.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }

.hero-stats {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
    margin-top: 40px;
}

@media (min-width: 720px) {
    .hero-stats { grid-template-columns: repeat(5, 1fr); }
}

.stat-card {
    background: rgba(255,255,255,0.06);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: var(--radius);
    padding: 16px 14px;
    text-align: center;
}

.stat-card .stat-value {
    font-size: 1.4rem;
    font-weight: 800;
    color: var(--gold-light);
}

.stat-card .stat-label {
    font-size: 0.8rem;
    color: rgba(255,255,255,0.75);
    margin-top: 4px;
}

/* ---------- Sections ---------- */

section.block { padding: 64px 0; }
section.block.alt { background: var(--gray-50); }

.section-heading { text-align: center; max-width: 640px; margin: 0 auto 40px; }
.section-heading h2 { font-size: clamp(1.5rem, 3.5vw, 2.1rem); color: var(--navy); margin: 0 0 12px; }
.section-heading p { color: var(--gray-600); margin: 0; }

.grid-3 { display: grid; gap: 20px; grid-template-columns: 1fr; }
@media (min-width: 720px) { .grid-3 { grid-template-columns: repeat(3, 1fr); } }

.grid-5 { display: grid; gap: 16px; grid-template-columns: repeat(2, 1fr); }
@media (min-width: 860px) { .grid-5 { grid-template-columns: repeat(5, 1fr); } }

.card {
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius);
    padding: 26px 22px;
    box-shadow: var(--shadow);
}

.card .icon {
    width: 46px;
    height: 46px;
    border-radius: 12px;
    background: linear-gradient(135deg, var(--navy), var(--navy-lighter));
    color: var(--gold-light);
    display: flex;
    align-items: center;
    justify-content: center;
    font-weight: 800;
    margin-bottom: 14px;
}

.card h3 { margin: 0 0 8px; font-size: 1.05rem; color: var(--navy); }
.card p { margin: 0; color: var(--gray-600); font-size: 0.94rem; }

.step-number {
    width: 34px; height: 34px; border-radius: 50%;
    background: var(--gold); color: var(--navy); font-weight: 800;
    display: flex; align-items: center; justify-content: center;
    margin-bottom: 12px;
}

/* ---------- FAQ ---------- */

.faq-item {
    border-bottom: 1px solid var(--gray-200);
    padding: 18px 0;
}

.faq-item summary {
    cursor: pointer;
    font-weight: 700;
    color: var(--navy);
    list-style: none;
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.faq-item summary::-webkit-details-marker { display: none; }

.faq-item summary::after {
    content: "+";
    font-size: 1.3rem;
    color: var(--gold);
    margin-left: 12px;
}

.faq-item[open] summary::after { content: "\2212"; }

.faq-item p { color: var(--gray-600); margin: 12px 0 0; }

/* ---------- Trust ---------- */

.trust-badges {
    display: flex;
    flex-wrap: wrap;
    gap: 14px;
    justify-content: center;
}

.trust-badge {
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: 999px;
    padding: 10px 18px;
    font-size: 0.9rem;
    color: var(--navy);
    font-weight: 600;
}

/* ---------- Footer ---------- */

.site-footer {
    background: var(--navy);
    color: rgba(255,255,255,0.7);
    padding: 36px 0;
    font-size: 0.88rem;
}

.site-footer .container {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    justify-content: space-between;
    align-items: center;
}

.site-footer a { color: rgba(255,255,255,0.85); text-decoration: none; margin-left: 16px; }

/* ---------- Legal / narrow content pages ---------- */

.prose {
    max-width: 760px;
    margin: 0 auto;
    padding: 56px 20px 80px;
}

.prose h1 { color: var(--navy); }
.prose h2 { color: var(--navy); margin-top: 32px; }
.prose p, .prose li { color: var(--gray-600); }

/* ---------- Forms ---------- */

.form-group { margin-bottom: 18px; }

.form-group label {
    display: block;
    font-weight: 600;
    margin-bottom: 6px;
    color: var(--navy);
    font-size: 0.92rem;
}

.form-control {
    width: 100%;
    padding: 13px 14px;
    border: 1.5px solid var(--gray-200);
    border-radius: 8px;
    font-size: 1rem;
    font-family: inherit;
    background: var(--white);
    color: var(--text);
}

.form-control:focus {
    outline: none;
    border-color: var(--gold);
    box-shadow: 0 0 0 3px rgba(201,162,39,0.18);
}

.form-errors {
    background: #fdecea;
    border: 1px solid #f3c1bb;
    color: var(--danger);
    padding: 12px 16px;
    border-radius: 8px;
    margin-bottom: 18px;
    font-size: 0.92rem;
}

.form-errors ul { margin: 0; padding-left: 18px; }

.alert-success {
    background: #e9f7ef;
    border: 1px solid #b9e6c9;
    color: var(--success);
    padding: 12px 16px;
    border-radius: 8px;
    margin-bottom: 18px;
    font-size: 0.92rem;
}

/* ---------- Result page ---------- */

.result-wrap { max-width: 820px; margin: 0 auto; padding: 48px 20px 80px; }

.result-header { text-align: center; margin-bottom: 32px; }
.result-header h1 { color: var(--navy); margin-bottom: 8px; }
.result-header p { color: var(--gray-600); }

.band-pill {
    display: inline-block;
    background: var(--gold);
    color: var(--navy);
    font-weight: 800;
    padding: 8px 20px;
    border-radius: 999px;
    margin-top: 12px;
}

.result-grid {
    display: grid;
    gap: 20px;
    grid-template-columns: 1fr;
}

@media (min-width: 760px) {
    .result-grid { grid-template-columns: 1fr 1fr; }
}

.result-card {
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius);
    padding: 24px;
    box-shadow: var(--shadow);
    position: relative;
    overflow: hidden;
}

.result-card h3 { margin: 0 0 14px; color: var(--navy); }

.locked-blur {
    filter: blur(7px);
    user-select: none;
    pointer-events: none;
}

.lock-overlay {
    position: absolute;
    inset: 0;
    display: flex;
    flex-direction: column;
    align-items: center;
    justify-content: center;
    gap: 10px;
    background: rgba(11,31,58,0.06);
    text-align: center;
    padding: 20px;
}

.lock-icon {
    width: 44px; height: 44px; border-radius: 50%;
    background: var(--navy); color: var(--gold-light);
    display: flex; align-items: center; justify-content: center;
    font-size: 1.2rem;
}

.lock-overlay p { margin: 0; font-weight: 700; color: var(--navy); }

.category-row { display: flex; align-items: center; gap: 12px; margin-bottom: 14px; }
.category-row .label { flex: 0 0 160px; font-size: 0.9rem; color: var(--text); }
.category-row .bar-track { flex: 1; background: var(--gray-100); border-radius: 999px; height: 10px; overflow: hidden; }
.category-row .bar-fill { background: linear-gradient(90deg, var(--gold), var(--gold-light)); height: 100%; }
.category-row .pct { flex: 0 0 42px; text-align: right; font-weight: 700; font-size: 0.9rem; color: var(--navy); }

/* ---------- Pricing ---------- */

.pricing-grid {
    display: grid;
    gap: 24px;
    grid-template-columns: 1fr;
    margin-top: 36px;
}

@media (min-width: 760px) {
    .pricing-grid { grid-template-columns: 1fr 1fr; }
}

.pricing-card {
    background: var(--white);
    border: 2px solid var(--gray-200);
    border-radius: 16px;
    padding: 28px;
    position: relative;
}

.pricing-card.featured {
    border-color: var(--gold);
    box-shadow: 0 14px 40px rgba(201,162,39,0.22);
}

.pricing-badge {
    position: absolute;
    top: -14px; right: 24px;
    background: var(--gold);
    color: var(--navy);
    font-weight: 800;
    font-size: 0.78rem;
    padding: 6px 14px;
    border-radius: 999px;
}

.pricing-card h3 { color: var(--navy); margin: 0 0 6px; }
.pricing-card .price { font-size: 2rem; font-weight: 800; color: var(--navy); margin: 8px 0 18px; }
.pricing-card .price span { font-size: 0.95rem; font-weight: 500; color: var(--gray-600); }

.pricing-card ul { list-style: none; padding: 0; margin: 0 0 22px; }
.pricing-card li { padding: 7px 0; color: var(--text); font-size: 0.94rem; }
.pricing-card li::before { content: "✓ "; color: var(--success); font-weight: 800; }

/* ---------- Payment page ---------- */

.payment-wrap { max-width: 560px; margin: 0 auto; padding: 48px 20px 80px; text-align: center; }
.qr-box { background: var(--white); border: 1px solid var(--gray-200); border-radius: var(--radius); padding: 24px; box-shadow: var(--shadow); }
.qr-box img { margin: 0 auto 16px; border-radius: 8px; }
.bank-links { display: flex; flex-wrap: wrap; gap: 10px; justify-content: center; margin-top: 16px; }
.bank-links a { display: flex; align-items: center; gap: 6px; padding: 8px 12px; border: 1px solid var(--gray-200); border-radius: 8px; font-size: 0.85rem; text-decoration: none; color: var(--navy); }
.bank-links img { width: 20px; height: 20px; }
.payment-status { margin-top: 20px; font-weight: 700; }
.payment-status.waiting { color: var(--gray-600); }
.payment-status.paid { color: var(--success); }

/* ---------- Misc ---------- */

.mt-24 { margin-top: 24px; }
.mt-32 { margin-top: 32px; }
.text-center { text-align: center; }
.small { font-size: 0.85rem; color: var(--gray-600); }